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Loan

A loan is a type of debt. All material things can be lent but this article focuses exclusively on monetary loans. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.

The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt. A borrower may be subject to certain restrictions known as loan covenants under the terms of the loan.

Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding. Bank loans and credit are one way to increase the money supply.

Legally, a loan is a contractual promise of a debtor to repay a sum of money in exchange for the promise of a creditor to give another sum of money.

US Insurance Company

• American National Insurance Company
• American Automobile Association
• AIG
• Allstate
• American Family Insurance
• American Family Insurance
• Amica
• Auto-Owners Insurance
• California Casualty Insurance
• CapitalOne
• CarInsurance.com
• Commerce Insurance Group
• COUNTRY Insurance & Financial Services
• Cuna Mutual Group
• Electric Insurance Company
• Esurance
• Expatriate Insurance
• Farm Bureau Insurance
• Farmers Insurance
• Frankenmuth Mutual Insurance Company
• GAINSCO Auto Insurance
• GMAC Insurance
• Geico
• The General
• GuideOne
• Hanover Insurance
• The Hartford
• Hastings Mutual Insurance Company
• Haulers Insurance Company
• Infinity Auto Insurance Company
• Liberty Mutual
• Nationwide Insurance
• National Interstate
• Metropolitan Life Insurance Company
• Mutual of Enumclaw[1]
• OneBeacon Insurance Group
• Pekin Insurance[2]
• Pemco
• Progressive
• Safeco
• Safeway Insurance Group
• State Auto Insurance Companies[3]
• Shelter Insurance Companies
• Solid Insurance Group
• State Farm Mutual Automobile Insurance Company
• The St. Paul Travelers Companies, Inc.
• Trustgard Insurance
• Unitrin Direct Auto Insurance
• USAA
• Wawanesa (California)
• Westfield Insurance

International - medical and health care insurance

Meet BUPA International

We are the specialist international division of BUPA, the UK's leading health and care organisation. As a provident organisation, BUPA has no shareholders to pay.

We are the world's largest international expatriate health insurer with nearly 700,000 members in 190 countries worldwide. As a member, you'll feel reassured that you're in safe hands wherever you travel.

We are the world's largest provider of international expatriate health insurance, supplying quality individual and group medical cover to people who are in their home country or living and working abroad.

Whether you're looking for a medical health insurance plan for yourself, your family or your employees, we can offer you exceptional levels of protection and support.

| contact us

Contact us

We can help you with any queries or concerns you have.

Thinking about joining Bupa International?

New customers can speak to our advisers about any questions they may have about joining BUPA International.

For personal enquiries contact:
telephone: +44 (0) 1273 208181
fax: +44 (0) 1273 866583
email: advice@bupa-intl.com

For business enquiries
telephone: +44 (0) 1273 208200
fax: +44 (0) 1273 866583
email: companynewbus@bupa-intl.com

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Customer services

Our existing members can speak to our customer services team who are available 24 hours a day, 365 days a year. Please contact us on:

telephone: +44 (0) 1273 323563
fax: +44 (0) 1273 820517
email: info@bupa-intl.com

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Postal address

All customers can write to us at this address:

Russell House
Russell Mews
Brighton
BN1 2NR
East Sussex
United Kingdom

International health insurance for you or your family

Medical insurance cover for you and your family if you are living in your home country or living and working abroad. Our insurance plans offer:

• choice and flexibility with different levels of cover
• 24 hour multi-lingual helpline, open 365 days a year
• access to MembersWorld, an online service to access your health plan.

Lifeline This comprehensive, worldwide medical insurance plan covers you and your family and there are three levels of cover to choose from: View the different levels Get a price or buy online Call me back

HealthPlan Complete Ideal for expatriates who live between Spain and another European country including the UK.

Medical travel insurance plans from IHI Our International partner, IHI, offers medical travel insurance plans.

Guernsey Ideal for Guernsey residents.

Australia Specifically for UK nationals living and working in Australia who want to avoid paying extra tax on healthcare (Medicare Levy Surcharge).

International health insurance for you or your family

Medical insurance cover for you and your family if you are living in your home country or living and working abroad. Our insurance plans offer:

• choice and flexibility with different levels of cover
• 24 hour multi-lingual helpline, open 365 days a year
• access to MembersWorld, an online service to access your health plan.

Lifeline This comprehensive, worldwide medical insurance plan covers you and your family and there are three levels of cover to choose from: View the different levels Get a price or buy online Call me back

HealthPlan Complete Ideal for expatriates who live between Spain and another European country including the UK.

Medical travel insurance plans from IHI Our International partner, IHI, offers medical travel insurance plans.

Guernsey Ideal for Guernsey residents.

Australia Specifically for UK nationals living and working in Australia who want to avoid paying extra tax on healthcare (Medicare Levy Surcharge).

Indian Insurance company - Private IV

Max New York Life Insurance Co. Limited

We are one of India’s leading private life insurance companies with a clear focus on providing best in class life insurance solution to our customers.

MetLife Insurance Company Limited

For 137 years, MetLife has been insuring the lives of the people who depend on us. Our success is based on our long history of social responsibility, strong leadership, sound investments, and innovative products and services.

MetLife Begins
The origins of Metropolitan Life Insurance Company (MetLife) go back to 1863, when a group of New York City businessmen raised $100,000 to found the National Union Life and Limb Insurance Company.

Helping and Healing People
In 1909, MetLife Vice President Haley Fiske announced that "insurance, not merely as a business proposition, but as a social program" would be the future policy of the company.

Supporting Country and Community
Over the years, MetLife has made a difference by supporting urban renewal projects and community financing. The company's social commitment and its commitment to the security of its policyholders have proven to be good business.

MetLife Today
MetLife's stated long-term goal is to become the recognized leader throughout the world with over 100 million people as customers by the year 2010. The company took a major step toward realizing this goal in January 2005, when it announced its intention to purchase Citigroup's Travelers Life & Annuity and substantially all of Citigroup's international business for $11.5 billion.

Indian Insurance Company - Private III

ING Vysya Life Insurance Company Limited

ING Vysya Life Insurance Company Limited (the Company) entered the private life insurance industry in India in September 2001, and in a span of 5 years has established itself as a distinctive life insurance brand with an innovative, attractive and customer friendly product portfolio and a professional advisor sales force.

It has a dedicated and committed advisor sales force of over 21,000 people, working from 140 branches located in 74 major cities across the country and over 3,000 employees. It also distributes products in close cooperation with the ING Vysya Bank network. The Company has a customer base of over 4,50,000 & is headquartered at Bangalore. In 2005, ING Vysya Life earned a total income in excess of Rs. 400 crore and also has a share capital of Rs. 440 crore.

The Company aims to make customers look at life insurance afresh, not just as a tax saving device but as a means to add protection to life. The one thing we hold in highest esteem is 'life' itself. We believe in enhancing the very quality of life, in addition to safeguarding an individual's security. Our core values are therefore defined as Professional, Entrepreneurial, Trustworthy, Approachable and Caring.

The Company’s portfolio offers products that cater to every financial requirement, at any life stage. We believe in continuously developing customer-driven products and services and value being accessible and responsive to the needs of our customers.

In fact, the company has developed the LifeMaker^TM. a simple method which can be used to choose a plan most suitable to a specific customer based on his needs, requirments and current life stage. This tool helps you build a complete financial plan for life, whether the requirment is Protection, Savings or Investment, Retirement.

For life insurance needs in Australia, please visit
ING Australia's Life plans*